Chart Your Path Downloadable Budget Spreadsheet
In these turbulent times it’s more important than ever to chart a clear path through the storm. And a journey of a thousand miles begins with a single step.
If you aren’t sure how to take that first step, we at First National would like to help you take it in the form of a budget plan. By creating a budget, you’ll be better prepared to control what money dissipates through unfocused spending while at the same time maximizing your savings potential.
We created a spreadsheet to help you easily form a monthly budget. You can download it by clicking here.
Please note: if you can't open the Excel Spreadsheet, you can download a pdf version here.
Did You Hear? First Glance is available right online!
If you haven't already done so, please take a moment to review our Fall Newsletter. It has lots of information that's valuable to you and it's how we keep you in the loop as to what we have going on. Click here to view the current edition.
Give It Up & Get More! Sign Up For eStatements & We'll Donate to Charity!
For every accountholder that chooses to receive eStatements, we will donate $2.00 to local charities.
In addition to your monthly statement, you will also receive your check images in a convenient format so you can choose to print both if you desire.
This helps us reduce paper waste and makes it easier to access your statements and check images anytime! Click here to learn more.
Phone Scam Alert! Mille Lacs County Actively Being Targeted
Residents of Mille Lacs County are reporting phone scam activity targeting area banks and their customers. If you receive a phone call from an automated voice stating your account and/or card has been compromised, do not provide any information and hang up immediately. If you already gave them your account information, contact your financial institution right away. The scam is known as "vishing" (short for voice phishing). Other counties across the country are reporting similar activity.
AnnualCreditReport.com - Free Credit Reports; No Hidden Fees Federal Trade Commission Releases Funny Videos With Serious Messages
AnnualCreditReport.com is the Only Authorized Source for Free Annual Credit Reports under federal law. Other sites require users to pay hidden fees or agree to additional services. For example, some sites provide a free credit report if you enroll in a new service. If you don't cancel the service during a short trial period, you're likely to see membership fees on your credit card statement.
Learn more by clicking here. Watch the videos:
Beware Rogue Antivirus Malware Just Because a Pop-Up Says You're Infected Doesn't Mean You Are
Since around November 2007, a new form of virus has been plaguing computers around the world. Watch this video to better understand how it tricks users into installing a fake antivirus application, which is itself classified as a virus/malware. This video was released November 2007 and the tactics used haven't changed much since. Even legitimate websites like Major League Baseball, and even government sites like USAID have been manipulated to distribute malware. See more of Roger Thompson's videos here.
Go Green With First National Save Paper ~ Save Gas ~ Save Time
Go green by signing up for any of our electronic services. We offer a wide range of services providing both convenience and environmental benefits. Click on any of these services below to learn more:
FDIC Transaction Account Guarantee Program Participation Notice
First National Bank of Milaca is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
Remote Deposit
Scan Checks & Deposit Them Right From Your Office
What if you could use your office computer to scan in the checks your business receives and electronically send that check image to the bank for deposit into your account using a secure Internet connection? With First National Bank of Milaca’s remote deposit solution, you can!
Sign Up For eStatements - As Easy As 1-2-3! Register To Receive Statements Electronically 1) Once logged into Internet Banking choose User Options
2) Select Online Statement Options
3) Select "Waive the mailing..." and click the "Change...Options" button.
Begin Accessing Them 1) Once logged into Internet Banking choose Account Access
2) Select Online Statements
3) Fully read and accept the disclosure
Prevent ID Theft By Opting Out of Unwanted Solicitations Opt-Out of Unwanted Credit Card Solicitation
If you do not want to receive credit card solicitations, you can call this federally-mandated toll-free number to opt-out:
(888) 567-8688. You can also opt-out online at www.optoutprescreen.com. For a two year period,
your name will be removed from national credit bureau lists that are sold to the credit industry.
Opt-Out of Telemarketing Calls
One of the most popular consumer opt outs is the National Do Not Call Registry. The list is managed by the
Federal Trade Commission. Call (888) 382-1222 or go online to www.donotcall.gov and add your name and numbers to the list. (You can add cell phone numbers, too.) Marketers who use phone solicitation are then prohibited from calling you for five years.
Important Online Security Information:
To ensure the online protection of your personal and account information, please note:
1) First National Bank of Milaca will not ask you to submit personal or account information via email.
2) For your protection, any email sent from First National Bank of Milaca including customer service emails or email alerts will require that you successfully login to our secure website at www.fnbmilaca.com before entering any personal information.
3) If you ever receive an email appearing to be from First National Bank of Milaca that asks for personal information such as your account number or social security number, do not respond to the email. Please notify us immediately at 320-983-3101. Responding to E-Mail and Internet-Related Fraudulent Schemes The number one rule….don’t respond! Call or contact First National Bank of Milaca and let us know of the unusual email.
