Protecting your privacy is important to First National Bank of Milaca, the Board of Directors and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all First National Bank of Milaca employees for collection, use, retention and security of nonpublic personal information.
We may collect "nonpublic personal information" about you from the following sources:
- Information we receive from you on applications or other loan and account forms;
- Information about your transactions with us, our affiliates or others; and
- Information we receive from third parties such as credit bureaus.
"Non-public personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.
We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control or ownership ("affiliates"). Even though we are permitted by law to share information about you or your account, First National Bank of Milaca prefers to not share any information with affiliates.
We also are permitted under law to disclose nonpublic personal information about you to "nonaffiliated third parties" (i.e. third parties that are not members of our corporate family) in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your loan or account with us; to government entities in response to subpoenas; and to credit bureaus. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personnel information.
If you suspect that someone has had unauthorized access to your account with us, or access to your personal identifying information such as your Social Security number or credit card information, please notify us immediately so we can take action to protect you. In addition, you should also report crime to your local law enforcement agency and to: The Federal Trade Commission (FTC) 1-877-IDTHEFT (1-877-438-4338) toll-free.
As a locally owned community bank with over 100 years of community banking tradition, we always have and always will uphold the highest integrity possible in building and maintaining customer confidence and trust.
Safeguarding information in the age of technology presents new challenges for all of us. At The First National Bank of Milaca, your trust is our greatest asset. For that reason, we have adopted strong policies so your financial information you share with us is protected and held in confidence. If interested, please ask for our privacy brochure as it explains in detail the policies we abide by.
Thank you for doing business with us. Please call our CEO, Doug Brink, personally at (320) 983-1345 should you have any questions or concerns about the protection of your personal financial information.