Ready Reserve / Lines of Credit

Ready Reserve Overdraft Protection

Give yourself some credit! Our Ready Reserve offers you financial peace of mind. With a Ready Reserve, overdrafts are covered automatically by advancing the money to cover the checks from your Ready Reserve loan. That way you don't have to worry about overdrawing your account.

Don't want to use a loan for overdraft protection? No problem! That's why we also offer Ready Transfer.

Signature Line Of Credit

Lines of Credit can be used for home improvements, financial leverage for investments, school tuition, or an adventurous vacation. As an approved credit-line customer, you decide how much of your credit limit you will use, when to use it, and why you will borrow. Loan approval enables you to have instant access to a secondary resource that will give you the things you want now.

Apply now! We value your good credit.

Contact our Loan Department
Telephone: 320-983-1340
Fax: 320-983-2579
Secure Email

Useful Links
Free Annual Credit Report - Protect your credit by monitoring your credit report activity
Kelly Blue Book - look up new and used car values
N.A.D.A - National Automobile Dealers Association car value site
Calculators - Calculate mortgage and other loan payments