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Enjoy even more benefits when you use your card!


Personal Debit Card

Access your account with ease and security using your worldwide accepted MasterCard® Debit Card

Benefits
  • Money comes directly from your checking account
  • Access account info and withdraw funds at ATMs*
  • Use Mobile Wallet with your First National Bank of Milaca MasterCard® Debit card
  • Zero liability for unauthorized transactions when you notify us about the fraud immediately  
  • Greater security with chip technology
  • MasterCard® ID Theft Protection ™
  • MasterCard® Extended Warranty
  • MasterCard® Price Protection
  • MasterCard® Satisfaction Guaranteed

MasterCard® Guide to Benefits

Or call 1-800-MASTERCARD (1-800-627-8372) for further details.

Restrictions
  • Subject to $1.75 monthly fee if not used for 4 or more times in statement cycle, ATM transactions are excluded.
  • For security reasons, daily limits may apply
  • To protect your information, use outside the United States requires bank notification

See Common Fee Schedule for related fees and charges

*ATM fees may apply to ATMs not owned by First National Bank of Milaca

Business Debit Card

Access your account with ease and security using your worldwide accepted MasterCard® Debit Card

Benefits
  • Money comes directly from your checking account
  • Access account info and withdraw funds at ATMs*
  • Use Mobile Wallet with your First National Bank of Milaca MasterCard® Debit card
  • Zero liability for unauthorized transactions when you notify us about fraud immediately 
  • Greater security with chip technology
  • MasterCard MasterRental® Insurance
  • MasterCard Purchase Assurance®
  • MasterCard Extended Warranty
  • MasterCard MasterAssist® Travel Assistance Services
  • MasterCard ID Theft Protection™

MasterCard® Guide to Benefits

Or call 1-800-MASTERCARD (1-800-627-8372) for further details.

Restrictions
  • Subject to $1.75 monthly fee if not used for 4 or more times in statement cycle, ATM transactions are excluded.
  • For security reasons, daily limits may apply
  • To protect your information, use outside the United States requires bank notification

See Common Fee Schedule for related fees and charges

*ATM fees may apply to ATMs not owned by First National Bank of Milaca

Health Savings MasterCard®

Benefits:
  • Convenience and flexibility of using a card for health-related purchases
  • Speedy authorization makes over the counter purchases easier than ever
  • Freedom for you to identify and validate healthcare-related purchases at the point of sale

ATM CARD

Access your savings account funds with your MasterCard® ATM card

Benefits
  • Easy access to funds in your account at any one of our ATMS – no withdrawal fees apply
  • Access account info and withdraw funds at most other ATMs*
  • Zero liability for unauthorized transactions when you notify us about fraud immediately 
  • Chip technology provides greater security
Restrictions
  • Subject to $1.75 monthly fee
  • For security reasons, daily limits may apply
  • $0.50 charge for ATM withdrawals at machines we do not own

ATM Locations


See Common Fee Schedule for related fees and charges

*ATM fees may apply to ATMs not owned by First National Bank of Milaca

Visa® Credit Card

Benefits
  • Accepted at thousands of locations worldwide
  • Access your information and make payments online or by phone
  • Call us directly for card issues you cannot get resolved
  • Travel Accident Insurance 

To apply, contact a lender today.

Lost or Stolen MasterCard®

Debit, ATM or HSA card

Regular Banking Hours: 320-983-3101

After Banking Hours: 800-528-2273

Lost or Stolen Visa®

Credit Card

Regular Banking Hours: 320-983-3101

After Banking Hours: 866-839-3485