Online Banking Login Login

Online Banking Security Tips


Avoid Social Engineering

Deposit Application Checklist

Check Reorders

General Services

Personal Checking Accounts

First National Bank of Milaca offers you choices in how to manage and save your money. We take pride in the products and services we offer. We strive to meet your personal banking needs by ensuring a great experience.

Classic Checking Account

First National Bank of Milaca's Classic Checking account is a perfect fit for all. Whether you are a first time account holder or a long term customer, you are sure to find this account cost effective and easy to manage.

  • $50.00 minimum opening deposit.
  • No minimum balance to maintain.
  • No Monthly Service Charge.
  • Monthly mailed statement or electronic statement. 
  • Cash/Debit card available.
    • No fee if used 4 times a month (POS only).
    • $1.75 per month if requirement not met.
  • Ready Transfer and Ready Reserve loans available (Subject to approval).

NOW Account

Looking for an account that offers the convenience of a checking account and earning ability of a savings account? Our NOW Checking offers just that! NOW Checking is an interest bearing checking account that allows you to earn interest.  There are no limits to the amount of transactions you can make as long as balance requirements are maintained.

  • $500 minimum balance or $1,000 average balance.
  • Service charge of $5.00 and.25 per debit if account falls below minimum balance.
  • Cash card/debit card available.
    • No fee if used 4 times a month (POS only).
    • $1.75 per month if requirement not met.
  • Ready Transfer and Ready Reserve loans available (Subject to approval).
  • Contact us for our current interest rate today!

Money Market Account

Our Money Market account is a flexible savings account with tiered interest rates.   Because this account offers tiered interest rates, the more you save, the more you earn! You can then keep your money at your finger tips and accessible while it grows.

  • $2500.00 minimum balance.
  • Tiered interest rates.
  • Cash card is available - $1.75/month.
  • Maximum 6 transactions/4 week period – 3 by check.
  • No limit on transfers made in person, by mail or at the ATM.
  • Service charge of $7.00/month applies if account drops below minimum balance.
  • Contact us for our current interest rate today!

Back to the top