First National Bank of Milaca offers you choices in how to manage and save your money. We take pride in the products and services we offer. We strive to meet your personal banking needs by ensuring a great experience.
Easy Access Checking Account
Fingertip Access. A perfect fit for the person on the move.
Benefits
- No minimum balance
- Easy access to online e-statements1
- Free Direct Deposit
- Free Online/Mobile Banking
- Mobile Check Deposit
- Account email and text alerts
- My Spending – budget management
- Export transaction history
Requirements
- $25 minimum opening deposit
- Online Banking enrollment
Enhance Your Account
See Common Fee Schedule for related fees and charges
1 Subject to $3 printed statement fee if e-statement enrollment cancelled
Classic Checking Account
Simple – No bells, no whistles, no worries. A checking account for anyone.
Benefits
- No minimum balance
- Mailed statement
- Free Direct Deposit
Requirements
- $25 minimum opening deposit
- $3 printed statement fee1
Enhance Your Account
See Common Fee Schedule for related fees and charges
1 Fee is waived if enrolled in online banking e-statements
NOW Account
Convenience of checking. Earning ability of a savings account.
Benefits
- Earned Interest – Contact Us for current rates!
- Easy access to online e-statements1
- Free Direct Deposit
- Free Online/Mobile Banking
Requirements
- $500 minimum daily balance or $1,000 average daily balance for a statement cycle
- $5.00 monthly service charge plus 25¢ per debit if account falls below required balance
- Online Banking enrollment
- Individual or non-profit use
Enhance Your Account
Fees and charges may reduce earnings
See Common Fee Schedule for related fees and charges
1 Subject to $3 printed statement fee if e-statement enrollment cancelled
Money Market Deposit Account (MMDA)
Flexible savings account that earns you money and gives you convenient access to your money.
Benefits
- Tiered Interest Rates – Contact Us for current rates!
- Easy access online e-statements or mailed statements – your choice!
- Free Direct Deposit
- Free Online/Mobile Banking
Requirements
- $2,500 minimum opening deposit
- $7 monthly service charge if daily balance falls below $2,500
Fees and charges may reduce earnings
Enhance Your Account
See Common Fee Schedule for related fees and charges
Teen Checking Account
Fingertip Access. A perfect fit for the teen on the move!
Benefits
- No minimum balance
- Easy access to online e-statements1
- Free Online/Mobile Banking
- Mobile Deposit for easy access deposits
- Account email and text alerts to help monitor your account
- My Spending helps you track your spending habits
- Export transaction history to other management software tools
- Quick access to online statements with e-statements1
- Free Direct Deposit
Requirements
- Primary account holder must be between ages 13 and 18
- Joint with parent or legal guardian
- $25 minimum opening deposit
- Online Banking access – requires parent or legal guardian authorization
Enhance Your Account
See Common Fee Schedule for related fees and charges
1 Subject to $3 printed statement fee if e-statement enrollment cancelled