Online Banking Login Login

Online Banking Security Tips

Avoid Social Engineering

Financial Calculators

Pay Your Visa Bill

Check Reorder

Personal Electronic Services

Online Banking

At First National Bank of Milaca, we understand that time is a valuable asset. That's why we've made it possible for you to bank at your own convenience; 24 hours a day, 7 days a week, from anywhere with an Internet connection!


  • Check Account Balances.
  • Set Up “Notify Me” Options.
  • Transfer Funds.
  • Schedule Recurring or Manual Payments.
  • Bill Payment.
  • Reconcile your Account.
  • Electronic Statements.
  • View Check Images.
  • Safe and Secure.

With 128 bit encryption and all feasible physical security in place, you can rest assured that your online banking experience will be not only extremely convenient, but also extremely safe. So why not do yourself a favor and bank on your own terms? Sign up today!

Still not sure it's for you? View our online demo. Mobile App

Mobile Banking

With life so fast paced, you will be glad that you can manage your banking needs right in the palm of your hand with our Mobile Banking option. It is the perfect companion to our online banking option for people like you on the go. First National offers not just one mobile solution – but three! So whether you have the newest smartphone or a basic cell phone with text, First National Bank has the right mobile solution for you.

Mobile Banking Service Options:

  • Mobile App Banking - Search your smart phone's Application Store for our Mobile Banking App to access your account information.
  • Mobile Browser Banking – Use your mobile web browser to access your account information at
  • Text Banking – Use your text messaging service to access your account information.

Mobile Banking Features:

  • Check Account Balances.
  • Transfer Funds.
  • View Recent Transactions.
  • Perform Transaction Searches.
  • Locate Branch Offices.
  • Locate First National ATMs.

Official Download Locations

Apple Store          Google Play Store

Click Here For Our Mobile Banking Demo

Mobile Banking Demo

Important Online Security Information:

The First National Bank of Milaca wants to ensure the online protection of your personal and account information. Please note:

1) First National Bank of Milaca will not ask you to submit personal or account information via email.

2) For your protection, any email sent from First National Bank of Milaca including customer service emails or email alerts will require that you successfully login to our secure website at before entering any personal information.

3) If you ever receive an email appearing to be from First National Bank of Milaca that asks for personal information such as your account number or social security number, do not respond to the email. Please notify us immediately at 320-983-3101. In responding to E-Mail and Internet-Related Fraudulent Schemes; The number one rule….don’t respond! Call or contact First National Bank of Milaca and let us know of the unusual email.


Click here to review our compatibility requirements.

Telephone Banking

320-983-1334 (within Milaca calling area)
1-877-983-1301 (toll-free outside Milaca calling area)

Customers may use telephone banking 24 hours per day to transfer funds between accounts, make loan payments, check account balances, and to check for recent deposits or debits.

A customer must have a PIN (personal identification code), social security number, and account number in order to use telephone banking.

Pay Your Visa Bill

We offer a VISA card with no annual fee. Stop in today and complete an application. We're sure you'll enjoy the personal and friendly service of First National Bank of Milaca.

Pay your visa bill and check your account information online!

Check Order

Our check provider for both personal and business accounts is Harland Clarke.  You can choose from over 25 styles available in both regular and duplicate for a reasonable price.  Harland also has a full line of products to compliment your checks including checkbook covers, personal stamps and return address labels.

First National Bank of Milaca offers you 3 convenient ways to reorder your checks.  You can use the link we have furnished here and place the order yourself.  You can call Harland directly to place the order.  Or, you can drop off your reorder form at any of our 3 conveniently located offices.  We are here to help you any way we can.


Place an order at one of our three locations or
Call Harland directly at 1-888-784-5296

For your convenience, the cost of your order will be automatically withdrawn from your checking account at First National Bank of Milaca.

Attention Macintosh users:
Unfortunately the Harland website is not compatible with Macintosh. Please call the number above to reorder your checks, or deliver your reorder form to any of our three offices. We sincerely apologize for the inconvenience.

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