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Residential Mortgages

Decisions made locally!


Whether you are a first-time home buyer or an experienced house hunter, our mortgage lenders are ready to help you!

We Offer:

  • Long Term Fixed Financing
  • First-Time Home Buyer Program
  • Primary Home - Purchase or Refinance
  • Second Home/Cabin - Purchase or Refinance
  • Bare Land - Purchase or Refinance
  • Manufactured Home Financing
  • Rental Home Financing
  • FHA Financing
  • USDA Financing
Contact one of our mortgage lenders today to get started with your application!

Building can be a stressful process, let one of our mortgage lenders help you secure the financing to build your dream home or make improvements to your existing home.

  • Financing available for new construction, additions and other home improvements
  • Fixed-rate, interest paid only on the money you draw
  • Competitive interest rates
  • Cost savings available on long-term permanent financing
You’ve worked hard to build up the equity in your home, now you can use it to finance major expenses such as home repairs, medical bills, investments or college education.

Home Equity Loan - Fixed
It comes with a fixed interest rate and consistent monthly payments throughout the life of the loan.
  • Low monthly payments
  • Competitive interest rates

Home Equity Line of Credit (HELOC)
Borrow what you need, when you need it like a credit card.  

This revolving line of credit allows you to borrow as much money as you need whenever you need it as long as you don’t exceed your credit limit.
  • Use for multiple purchases, ongoing use or projects with uncertain costs
  • Only pay interest on the amount you draw
  • Pay down the principal at your convenience
  • Interest-only or balance-reduction payment options available

Contact one of our mortgage specialists today to discuss which option best fits your needs!